Terms of Service

Agreement to Terms

By accessing and using FilingReader ("we," "us," or "our"), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

Use License

Permission is granted to temporarily access the materials (information or software) on FilingReader for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display
• Attempt to decompile or reverse engineer any software contained on the website
• Remove any copyright or other proprietary notations from the materials
• Transfer the materials to another person or "mirror" the materials on any other server

Account Terms

To access certain features of FilingReader, you must create an account. When you create an account, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security of your account credentials
• Be responsible for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account

Service Terms

Our service provides access to stock exchange filings and related financial information. You acknowledge that the information provided through our service:

• May have delays, omissions, or inaccuracies
• Is not intended as financial or investment advice
• Should not be relied upon for trading or investment decisions
• May be subject to terms and conditions of third-party data providers

Payment Terms

If you choose a paid subscription:

• You agree to pay all fees in accordance with the pricing and payment terms
• Subscription fees are billed in advance on a recurring basis
• Subscriptions automatically renew unless cancelled before the renewal date
• Refunds are provided in accordance with our refund policy

API Usage

If you use our API:

• You must comply with our API documentation and guidelines
• You may not exceed rate limits or abuse the service
• You must properly handle and protect any API credentials
• We reserve the right to modify or revoke API access

Disclaimer

The materials on FilingReader are provided on an 'as is' basis. FilingReader makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Limitations

In no event shall FilingReader or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on FilingReader's website.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the United States, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes by posting the new Terms of Service on this page and updating the "Last updated" date.

Contact Information

Questions about the Terms of Service should be sent to us at info@filingreader.com.