Aruhi acquires RISA RT to boost housing loan servicing

Aruhi Corporation announced on December 26, 2025, its decision to acquire all shares of RISA RT Asset Management & Loan Services Corporation from RISA Partners, Inc. The acquisition, for an undisclosed amount, builds on a prior memorandum of understanding from September 24, 2025. The share transfer, originally planned for April 1, 2026, has been rescheduled for July 1, 2026. This strategic move aligns with Aruhi's plan to reinforce its business foundation and become a leader in housing finance, leveraging RISA RT's expertise in debt investment and claim management.

The acquisition aims to internalize and streamline loan servicing operations within the Aruhi Group, enhancing operational efficiency and speed. It also seeks to strengthen Aruhi's credit guarantee business by improving loan servicing functions. RISA RT, founded in April 1999, specializes in managing and collecting mortgage and other real estate loan claims, with net assets of JPY 13,115 million and total assets of JPY 23,477 million as of March 2025. The acquisition price, starting at JPY 370 million, will be finalized based on adjustments for net interest-bearing liabilities and working capital at the execution date.

The balance sheet of RISA RT Asset Management & Loan Services Corporation is expected to consist primarily of items related to the mortgage servicing business by the share transfer execution date, following the planned transfer of investment and loan assets to RISA Partners and dividend payments. This transaction is expected to have a minimal impact on Aruhi's current fiscal year results but is anticipated to contribute to long-term business growth.