Premium Group secures JPY 2 billion loan with financial covenants

Premium Group Co., Ltd. announced its Board of Directors resolved to enter into a loan agreement with financial covenants for JPY 2,000 million. The agreement, scheduled for execution on December 30, 2025, is with Sumitomo Mitsui Trust Bank, Ltd. and aims to secure working capital for the group's medium- to long-term growth and corporate value enhancement. The loan is unsecured, carries a fixed interest rate based on market conditions, and has a repayment due date of December 30, 2030.

The agreement includes financial covenants requiring Premium Group to maintain "Total Equity" in its consolidated statement of financial position at 75% or more of the previous fiscal year's "Total Equity" for each consolidated fiscal year. Additionally, the "Operating profit" in the consolidated statement of profit and loss must not be a loss for two consecutive periods.

The company anticipates a minor impact on its financial results for the fiscal year ending March 31, 2026, due to this transaction. Premium Group has pledged to promptly disclose any new information that could significantly affect financial results or if the loan is canceled.