Zenkoku Hosho forms alliance with MFS to enhance housing loan services

Zenkoku Hosho Co., Ltd. announced on November 20, 2025, a capital and business alliance with MFS, Inc., a Tokyo-based company specializing in online housing loan comparison and real estate investment platforms. This strategic move aims to leverage MFS's AI technology and credit analysis to enhance Zenkoku Hosho's existing credit guarantee business. It aligns with Zenkoku Hosho's "Next Phase" medium-term management plan to become a leading housing loan platformer.

As part of the alliance, Zenkoku Hosho will invest 267 million yen in MFS by subscribing to 1,019,600 common shares at 262 yen per share, acquiring a 10.0% voting rights stake. The payment is scheduled for January 8, 2026. The partnership will focus on joint research to develop advanced loan screening processes and expand the reach of MFS's "Mogecheck" service through Zenkoku Hosho’s extensive network of financial institutions and real estate businesses.

Zenkoku Hosho anticipates a minimal impact on its consolidated financial results from this alliance, and its current earnings forecast remains unchanged. This collaboration builds on an existing memorandum between the two companies concerning loan guarantee applicant screening.