The 77 Bank reports strong profit growth, raises dividend forecast

The 77 Bank reported a 22.8% year-on-year increase in profit attributable to owners of parent to ¥24,308 million for the six months ended September 30, 2025, with ordinary income rising 13.3% to ¥95,032 million. Consolidated total assets for the period were ¥10,376,266 million, and net assets reached ¥647,383 million. Non-consolidated results also showed strong growth, with ordinary income up 13.7% to ¥87,637 million and profit increasing 20.7% to ¥24,005 million, primarily driven by an ¥8,821 million increase in interest on loans and discounts.

In light of these robust results and its progressive dividend policy, The 77 Bank has resolved to pay an interim dividend of ¥113.00 per share for the period ended September 30, 2025, an ¥8.00 increase from the previous forecast. Furthermore, the bank revised its year-end dividend forecast from ¥105.00 to ¥113.00 per share, resulting in a projected annual dividend of ¥226.00 per share, up from the previous fiscal year's ¥175.00. The projected dividend payout ratio is 35.7%.

The financial results forecast for the fiscal year ending March 31, 2026, anticipates ordinary profit of ¥68,000 million and profit attributable to owners of parent of ¥47,000 million, targeting basic earnings per share of ¥632.39. The bank aims to maintain a dividend payout ratio of at least 35% and will consider treasury share acquisitions to enhance shareholder returns.