Hachijuni Bank reports strong capital ratios for Q2 2026

Hachijuni Bank's consolidated capital ratio reached 17.07% as of September 30, 2025, an increase of 0.78 percentage points from March 31, 2025. However, this marked a decrease of 3.21 percentage points from September 30, 2024. The bank’s total consolidated capital stood at JPY 919.2 bn, with risk-weighted assets at JPY 5,383.4 bn for the same period.

For its non-consolidated operations, the capital ratio was 16.44% as of September 30, 2025. This represents a 0.79 percentage point increase from March 31, 2025, but a 3.67 percentage point decrease compared to September 30, 2024. Non-consolidated total capital was JPY 835.0 bn, and risk-weighted assets amounted to JPY 5,078.4 bn.

The bank uses the Foundation Internal Ratings-Based Approach for credit risk assets and the Standardized Measurement Approach for operational risk in calculating risk-weighted assets. Total required capital is determined by multiplying the risk-weighted assets by 8%.