Fukui Bank raises full-year profit forecast, hikes dividend

The Fukui Bank reported a consolidated ordinary profit of ¥4,918 million for the six months ended September 30, 2025, a 21.5% decrease year-on-year, while profit attributable to owners of parent decreased by 57.0% to ¥2,323 million. The bank's consolidated ordinary revenue increased by 16.0% to ¥36,625 million, driven by strong core business earnings, particularly loan interest.

For the full fiscal year ending March 31, 2026, The Fukui Bank has revised its consolidated ordinary profit forecast upward by ¥2,300 million to ¥10,500 million, a 20.6% increase from the previous year. Profit attributable to owners of parent is now projected at ¥6,000 million, an increase of ¥1,500 million. This revision is attributed to strong operating results, with core business profits exceeding initial expectations due to improved loan interest margins and consulting revenue.

In conjunction with the revised forecasts, the bank announced an increased year-end dividend forecast of ¥46.00 per share, up from the initial forecast of ¥29.00 per share. This brings the total annual dividend to ¥75.00 per share, an increase of ¥17.00 compared to the previous fiscal year's ¥58.00. The change aligns with a revised shareholder return policy, targeting a dividend payout ratio of approximately 30%.