Bank of The Ryukyus reports strong half-year earnings growth

Bank of The Ryukyus Limited reported a substantial increase in its consolidated operating results for the six months ended September 30, 2025. Ordinary income rose by JPY 4,703 million year-on-year to JPY 39,262 million, with ordinary profit climbing by JPY 2,337 million to JPY 7,411 million. Profit attributable to owners of parent increased by JPY 1,776 million to JPY 5,285 million, marking a 50.6% year-on-year increase. Diluted earnings per share were JPY 128.77.

The bank's financial position strengthened, with total assets increasing by JPY 108,019 million from the previous fiscal year-end to JPY 3,085,537 million. Net assets grew by JPY 6,454 million to JPY 146,285 million. The equity-to-asset ratio remained stable at 4.7%. Looking ahead, the bank forecasts full-year ordinary profit of JPY 11,500 million and profit attributable to owners of parent of JPY 8,000 million for the fiscal year ending March 31, 2026, alongside a projected annual dividend of JPY 54.00 per share.

Cashless business profits saw an increase of JPY 84 million, reaching JPY 502 million. Risk-weighted assets decreased by JPY 284 million on a non-consolidated basis, while the capital adequacy ratio improved by 0.23 percentage points to 9.71%. The bank revised its financial results and dividend forecasts on October 24, 2025, with no further changes noted since.