Aiful posts strong interim results, raises full-year forecast

Aiful Corporation reported robust consolidated results for the interim period ended September 30, 2025, with operating revenue reaching JPY 104,454 million, a 14.4% increase year-on-year. Operating profit surged 84.9% to JPY 16,705 million, and profit attributable to owners of the parent grew 76.1% to JPY 12,661 million. This strong performance was driven by growth across its loan, credit, and credit guarantee businesses, alongside strategic acquisitions.

The company updated its full-year consolidated earnings forecast for the fiscal year ending March 31, 2026, anticipating operating revenue of JPY 213,500 million, operating profit of JPY 32,300 million, and profit attributable to owners of the parent of JPY 27,600 million. This marks a significant increase from previous forecasts, reflecting confidence in continued receivable expansion and improved cost management.

The scope of consolidation expanded with the inclusion of six new subsidiaries, including TEMPLATE and Smart Link, acquired in May and June 2025, respectively. These acquisitions, aimed at enhancing in-house development capabilities, contributed to a goodwill increase of JPY 1,123 million for the interim period. Aiful also announced a second-quarter dividend of JPY 6.00 per share, with a forecast annual dividend of JPY 12.00 per share.