Kiyo Bank surpasses H1 profit forecasts with strong growth

Kiyo Bank reported consolidated ordinary income of 52,926 million yen for the six months ended September 30, 2025, a 15.5% increase year-on-year. Profit attributable to owners of parent also surged by 17.6% to 8,933 million yen. These results exceeded the bank's interim forecast for ordinary profit by 1,369 million yen and profit attributable to owners of parent by 1,133 million yen. Non-consolidated results mirrored this positive trend, with ordinary profit reaching 14,008 million yen, a 45.4% increase, and profit of 8,438 million yen, up 19.1% from the previous year.

Total assets for the consolidated entity grew to 6,038,284 million yen as of September 30, 2025, compared to 5,926,341 million yen at March 31, 2025. This was driven by an increase in loans and bills discounted to 4,238,565 million yen, and deposits rising to 4,732,928 million yen. The bank maintains its full-year consolidated ordinary income forecast at 106,600 million yen and profit attributable to owners of parent at 18,500 million yen.

For the fiscal year ending March 31, 2026, Kiyo Bank announced an annual dividend forecast of 116.00 yen per share, with an interim dividend of 58.00 yen and a year-end dividend of 58.00 yen. The capital adequacy ratio for the consolidated entity stood at 11.95% as of September 30, 2025.