Saga Bank profits surge, declares higher interim dividend

The Bank of Saga Ltd. reported consolidated ordinary profit of JPY 6,961 million for the six months ended September 30, 2025, a 15.2% increase year-on-year. Profit attributable to owners of parent rose 16.4% to JPY 5,022 million. Consolidated ordinary income for the period reached JPY 29,800 million. Total assets grew to JPY 3,203,327 million, up from JPY 3,177,787 million as of March 31, 2025, while total net assets increased to JPY 123,144 million from JPY 116,374 million over the same period. Basic earnings per share were JPY 297.22, up from JPY 255.97 in the previous year.

The bank concurrently declared an interim dividend of JPY 50.00 per share, payable on December 2, 2025, for a total of JPY 845 million. This represents a JPY 10.00 increase from the JPY 40.00 interim dividend paid in the prior fiscal year. The full-year forecast for fiscal year ending March 31, 2026, anticipates ordinary income of JPY 56,000 million, ordinary profit of JPY 11,500 million, and profit attributable to owners of parent of JPY 8,000 million, leading to basic earnings per share of JPY 473.29. The full-year dividend forecast remains at JPY 100.00 per share, split equally between interim and year-end payments.