Daishi Hokuetsu Financial Group reports strong first-half growth in profit

Daishi Hokuetsu Financial Group reported a substantial rise in ordinary income, which increased by 46,551 million yen year-on-year to 143,126 million yen for the six months ended September 30, 2025. This growth was primarily driven by higher interest on loans, discounts, and securities. Ordinary profit also saw a significant increase, up by 11,608 million yen to 32,027 million yen. Profit attributable to owners of parent rose by 8,159 million yen, reaching 22,810 million yen. Basic earnings per share for the period stood at 87.06 yen, a notable increase from 55.79 yen in the prior year.

The company's total assets decreased by 292.6 bn yen from the previous fiscal year-end, totaling 10,685.1 bn yen as of September 30, 2025. Conversely, net assets increased by 49.3 bn yen to 528.2 bn yen, improving the equity-to-asset ratio to 4.9%. The Group maintains its consolidated earnings forecasts for the full fiscal year ending March 2026, as previously announced on September 26, 2025.

Notable changes in the balance sheet include a decrease in deposits by 159.5 bn yen and securities by 503.2 bn yen, while loans and bills discounted increased by 112.1 bn yen. The company also executed a 3-for-1 stock split effective October 1, 2025, following a 2-for-1 split on October 1, 2024.