Keiyo Bank raises first-half earnings forecast on strong performance

Keiyo Bank announced on October 29, 2025, a significant upward revision to its consolidated and non-consolidated earnings forecasts for the six months ending September 30, 2025. For consolidated results, ordinary profit is now projected at JPY 13,200 million, up 38.9% from the initial JPY 9,500 million. Profit attributable to owners of parent is revised to JPY 9,100 million, a 42.1% increase from JPY 6,400 million. Non-consolidated forecasts show similar increases, with ordinary profit revised to JPY 13,000 million and profit to JPY 9,100 million.

These revisions are primarily attributed to higher-than-expected net interest income and securities-related gains, coupled with lower credit costs. The bank also anticipates an increase in ordinary income compared to the previous year, with consolidated ordinary income projected to rise to JPY 49,600 million, a 25.3% increase from JPY 39,572 million. Non-consolidated ordinary income is expected to reach JPY 49,100 million, an increase of 25.6% from JPY 39,079 million.

The bank plans to disclose its full-year earnings forecast for the fiscal year ending March 2026 on November 10, 2025, coinciding with the announcement of its second-quarter financial results.