Oita Bank raises profit outlook despite unrealized securities losses

Oita Bank announced JPY 3,722 million in unrealized losses on held-to-maturity debt securities as of September 30, 2025. This figure represents 33.6% of the consolidated ordinary profit and 49.3% of the profit attributable to owners of parent for the fiscal year ended March 31, 2025. The book value of these securities was JPY 42,176 million, with a market value of JPY 38,453 million.

Despite these unrealized losses, Oita Bank revised its consolidated financial results forecasts upward for the six months ended September 30, 2025. Consolidated ordinary income is now projected at JPY 44,600 million, up from JPY 39,600 million, with ordinary profit rising from JPY 5,600 million to JPY 6,600 million. Profit attributable to owners of parent is expected to reach JPY 4,400 million, an increase of JPY 600 million from the previously announced JPY 3,800 million.

The bank attributes the upward revision to gains on the sale of equity securities and higher interest and dividends on securities, which are expected to exceed initial forecasts. The financial results forecasts for the full year ending March 31, 2026, remain unchanged, with an announcement planned for November 10.