Ogaki Kyoritsu Bank boosts financial targets, citing BOJ policy impact

The Ogaki Kyoritsu Bank, Ltd. announced on September 25, 2025, a revision of its financial targets for the medium-term management plan, "Always - Changing tomorrow, without changing our commitment." The revisions include an increase in the consolidated ROE target from 3.5% or higher to 5.0% or higher for the medium-term, and from 5.0% or higher to 8.0% or higher for the long-term.

Consolidated net income targets have also been raised significantly, from 12.0 bn yen or more to 18.0 bn yen or more for the medium-term, and from 15.0 bn yen or more to 25.0 bn yen or more for the long-term. Additionally, the consolidated Core OHR target has been tightened from 75% or less to 65% or less for the medium-term, and from 65% or less to 60% or less for the long-term.

The bank attributes these upward revisions to the steady progress of the medium-term management plan since its launch in April 2024, and the unforeseen impact of the Bank of Japan's policy interest rate hike.