Gunma Bank raises earnings and dividend forecasts to record highs

The Gunma Bank has revised its earnings and dividend forecasts upward for the fiscal year ending March 31, 2026, citing strong performance in its core operations. For the first half (April 1 to September 30, 2025), the bank now expects ordinary profit of JPY 40,000 million (up from JPY 34,500 million) and net profit attributable to parent company shareholders of JPY 27,000 million (up from JPY 23,500 million). For the full fiscal year, ordinary profit is projected to reach JPY 78,000 million (up from JPY 70,000 million) and net profit attributable to parent company shareholders JPY 55,000 million (up from JPY 49,000 million). These revised figures represent all-time highs for both consolidated and non-consolidated performance.

The upward revision is primarily attributed to increased interest income from loans and higher interest and dividend income from securities within the bank's non-consolidated results.

Consequently, The Gunma Bank has also increased its annual dividend forecast for the fiscal year ending March 31, 2026, by JPY 10.00, from JPY 50.00 to JPY 60.00 per share. This includes an increase of JPY 5.00 for both the interim and year-end dividends, now set at JPY 30.00 each. The revised dividend policy, based on a progressive approach aiming for a payout ratio of approximately 40% of net profit attributable to parent company shareholders, reflects the bank's commitment to shareholder returns.