SBI ARUHI to acquire RISA RT Asset Management, bolstering housing finance

SBI ARUHI Corporation, a leading housing finance company, will acquire RISA RT Asset Management & Loan Services Corporation ("Subject Company") from RISA Partners, Inc. The acquisition, set to make the Subject Company a wholly-owned subsidiary by April 1, 2026, aims to strengthen SBI ARUHI's business foundation by integrating the Subject Company's expertise in debt collection and servicing. The Subject Company, established in April 1999 with a capital of JPY 500 million, specializes in servicing non-performing loans and real estate loan claims.

This move will enable SBI ARUHI to establish an integrated system for housing loan operations, encompassing execution, screening, guarantee, and servicing. The company expects this to improve operational efficiency, enhance speed in debt collection, and strengthen its credit guarantee business, aligning with its medium-term strategic plan. The share transfer agreement is planned for late December 2025, following due diligence.

Upon completion, SBI ARUHI will acquire 10,000 shares, representing a 100% voting rights stake. While the immediate impact on current fiscal year earnings is expected to be minor, SBI ARUHI anticipates significant contributions to its performance in the medium to long term.