5I5J reallocates guarantees, boosts trading arm's credit limit

5I5J Holding Group has reallocated 15 million yuan of unused guarantee quota from its wholly-owned subsidiary, Kunming Baida Commercial, to Kunming Baida Department Store Trading Co., Ltd. This adjustment increases Kunming Baida Trading's guarantee limit from 10 million yuan to 25 million yuan, remaining within the total 4 billion yuan 2025 annual guarantee quota for subsidiaries approved by the shareholder meeting. The adjustment represents 0.16% of the company's most recently audited net assets.

Following this adjustment, 5I5J Holding Group's wholly-owned subsidiaries, Kunming Baida Property Management Co., Ltd. and Kunming Baida Trading, will jointly apply for a 75 million yuan credit line. Kunming Baida Property will receive 50 million yuan and Kunming Baida Trading will receive 25 million yuan of this credit. 5I5J Holding Group will provide joint liability guarantee and mortgage collateral for these credit lines, which are valid from December 22, 2025, to December 22, 2027.

The company's total external guarantees, including subsidiaries, now stand at 2.255 billion yuan, representing 24.03% of its most recently audited net assets. Guarantees provided by the company for its subsidiaries total 2.155 billion yuan, or 22.96% of net assets. The board believes these guarantees support the subsidiaries' sustainable development and manage risk effectively.