Bank of Zhengzhou sees revenue, assets grow in Q3 2025

Bank of Zhengzhou announced a positive third quarter for 2025, with unaudited operating revenue reaching RMB 2,704,735 thousand, a 2.15% increase year-over-year. Net profit attributable to shareholders saw a modest rise of 0.22% to RMB 651,692 thousand for the quarter. For the first nine months of 2025, operating revenue increased by 3.91% to RMB 9,394,732 thousand, and net profit attributable to shareholders grew by 1.56% to RMB 2,279,051 thousand.

Total assets grew to RMB 743,552,270 thousand as of September 30, 2025, up 9.93% from year-end 2024. Shareholder equity also increased by 2.34% to RMB 57,614,292 thousand. The bank maintained strong capital adequacy, with the core Tier 1 capital adequacy ratio at 8.76% and the capital adequacy ratio at 12.00%, both meeting regulatory standards. The non-performing loan ratio was 1.76%, with a robust provision coverage ratio of 186.17%.

The bank remains focused on supporting the real economy, with efforts in tech finance, green finance, and addressing financial challenges for enterprises.