Bank of Qingdao sees strong profit and asset growth in Q3 2025

Bank of Qingdao reported a net profit attributable to parent company shareholders of RMB3,991,866 thousand for the first nine months of 2025, marking a 15.54% increase year-on-year. Operating income for the same period reached RMB11,004,740 thousand, up 5.83%. Basic earnings per share were RMB0.65, an 18.18% increase.

As of September 30, 2025, total assets grew by 10.96% to RMB765,571,459 thousand, while total liabilities increased by 11.37% to RMB718,416,730 thousand compared to the end of last year. The non-performing loan ratio stood at 1.10%, a decrease of 0.04 percentage points from the end of the previous year, and the provision coverage ratio improved to 269.97%.

Customer loans increased by 10.16% to RMB375,298,100 thousand, with corporate loans rising by 14.56% to RMB300,560,487 thousand. Customer deposits grew by 11.50% to RMB481,726,921 thousand. The bank's capital adequacy ratio was 13.14%, and its core tier-one capital adequacy ratio was 8.75% as of September 30, 2025.