Ping An Bank reports steady Q3 2025 performance, strengthens risk management

Ping An Bank announced its Q3 2025 report, revealing a total operating income of RMB100.67 bn and a net profit attributable to shareholders of RMB38.34 bn for the first nine months of the year. Despite a slight decrease in overall assets to RMB5.77 trillion by September 30, 2025, the bank’s capital adequacy ratio improved to 13.48%.

The board of directors and the supervisory board both approved the Q3 2025 report on October 24, 2025, demonstrating unanimous confidence in the bank’s disclosed performance and operational strategy. The bank is also proposing candidates for its 13th Board of Directors, reinforcing its commitment to robust governance.

Key initiatives include continued digital financial transformation, support for the real economy, and proactive risk management, with the non-performing loan ratio decreasing to 1.05%. The bank successfully issued RMB30.00 bn in green financial bonds in Q3 2025, underscoring its commitment to sustainable development.