China Construction Bank to pay interim A-share dividend in late 2025

China Construction Bank has announced its interim dividend distribution plan for 2025, with A-shareholders set to receive a cash dividend of RMB 0.1858 per share (including tax). The total cash dividend to be distributed amounts to approximately RMB 48.605 bn, with RMB 3.936 bn allocated to A-shareholders. The record date for this distribution is December 10, 2025, with the ex-dividend and cash dividend payment date both set for December 11, 2025.

The dividend policy includes differentiated tax treatments. Natural person shareholders and investment funds holding A-shares for over one year are exempt from individual income tax. For those holding for one year or less, a 20% tax applies if held for less than one month, and a 10% tax (50% reduction) if held for one month to one year. Qualified Foreign Institutional Investor (QFII) shareholders and Hong Kong market investors via Stock Connect will see a 10% withholding tax, resulting in a net cash dividend of RMB 0.16722 per share.

The distribution plan, approved at the bank's second extraordinary general meeting on November 27, 2025, will cover all A-shareholders registered with China Securities Depository and Clearing Corporation Limited, Shanghai Branch, by the close of market on the record date. The Ministry of Finance and Central Huijin Investment Ltd. will receive their cash dividends directly from the bank.