Shanghai Pudong Development Bank reports strong Q3 2025 growth

Shanghai Pudong Development Bank reported a 10.29% year-on-year increase in net profit attributable to parent company shareholders for the third quarter of 2025, reaching 9,082 million yuan. For the first nine months of 2025, this figure grew by 10.21% to 38,819 million yuan. Operating income also saw a modest rise of 0.31% to 41,721 million yuan in the third quarter and 1.88% to 132,280 million yuan for the first nine months.

The bank's asset quality improved, with the non-performing loan ratio decreasing by 0.07 percentage points to 1.29% at the end of the reporting period compared to the end of last year. Total assets expanded by 4.55% to 9,892,214 million yuan, while total liabilities increased by 3.83% to 9,051,370 million yuan. Net cash flow from operating activities surged by 202.53% to 165,476 million yuan for the first nine months of 2025.

Earnings per share also reflected positive trends, with basic earnings per share rising by 30.43% to 0.30 yuan in the third quarter and 13.27% to 1.28 yuan for the first nine months. The bank attributed these improvements to enhanced operating efficiency, increased credit, and strengthened asset-liability management.