Changsha Bank reports solid Q3 growth, deposits up

Changsha Bank Co., Ltd. reported a total asset increase of RMB96.95 bn, or 8.45%, reaching RMB1,243.698 bn by the end of the third quarter of 2025. During the same period, total absorption deposits grew by RMB26.78 bn, a 3.70% increase to RMB749.755 bn, while loans and advances to customers increased by RMB61.417 bn, up 11.27% to RMB606.526 bn.

For the first three quarters of 2025, the bank achieved a total operating income of RMB19.721 bn, marking a 1.29% year-on-year increase. Net profit attributable to shareholders of the parent company rose by 6.00% to RMB6.557 bn. The bank’s non-performing loan ratio was 1.18%, with a provision coverage ratio of 311.88% and a loan-to-deposit ratio of 3.68%, indicating overall stability.

The bank’s basic and diluted earnings per share for the period were both RMB0.52, an increase of 1.96% compared to the prior year. The weighted average return on net assets decreased by 0.19 percentage points to 3.04%.