Bank of Communications sees modest H1 profit growth, stable asset quality

In H1 2025, Bank of Communications reported a net profit attributable to shareholders of RMB46.016 bn, a 1.61% increase year-on-year. Net operating income grew by 0.72% to RMB133.498 bn, with net interest income rising 1.20% to RMB85.247 bn. Customer loans increased by 5.18% to RMB9.00 trillion, while customer deposits rose 4.22% to RMB9.17 trillion.

The bank's asset quality remained stable, with the non-performing loan ratio improving by 0.03 percentage points to 1.28%. Provision coverage stood at 209.56%, up 7.62 percentage points from the end of last year. Total assets reached RMB15.435 trillion, reflecting a 3.59% increase.

Bank of Communications' strategic focus on technology, green, inclusive, elderly care, and digital finance continued to drive growth and operational efficiency, demonstrating sustained efforts in customer management, technological innovation, and risk control.