China Merchants Bank sees stable H1 2025 performance, strategic progress

China Merchants Bank reported a net profit attributable to shareholders of 74.93 bn yuan for the first half of 2025, a 0.25% increase year-on-year. Total operating income reached 169.69 bn yuan. Total assets grew by 4.16% to 12,657.15 bn yuan, and customer deposits increased by 3.58% to 9,422.37 bn yuan. The bank maintained stable asset quality with a non-performing loan ratio of 0.93% and a provision coverage ratio of 410.93%.

Strategically, the bank continued its “Value Bank” development, expanding its international presence, enhancing integrated financial services, and accelerating digital transformation. Significant progress was made in risk and compliance management. The core Tier 1 capital adequacy ratio stood at 14.00%, and the overall capital adequacy ratio at 18.56%.

The bank will proceed with its 2025 interim profit distribution, with cash dividends expected to be paid between January and February 2026. The bank's 2025 semi-annual Third Pillar Report highlights strong capital adequacy, liquidity, and leverage ratios, supporting sustainable growth.