China Construction Bank posts strong interim results, boosts capital

China Construction Bank Corporation reported a net profit attributable to shareholders of RMB162.08 billion for the first half of 2025. Total operating income reached RMB394.27 billion, representing a 2.15% increase year-on-year. The bank's board proposed an interim cash dividend of RMB1.858 per 10 shares (tax inclusive) to all ordinary shareholders, totaling RMB48.605 billion, a 30.0% payout ratio. This proposal is subject to approval at the upcoming general meeting.

The bank's total assets reached RMB44.43 trillion, marking a 9.52% increase from the end of the previous year. Loan and advance balances net of impairment allowances grew by 6.13% to RMB26.58 trillion, while deposits increased by 6.11% to RMB30.47 trillion. The capital adequacy ratio stood at 19.51%, exceeding regulatory requirements.

In a key capital-raising initiative, the bank completed the issuance of 11,589,403,973 A-shares to the Ministry of Finance in June 2025, raising RMB105 billion in gross proceeds. This issuance, along with other capital management activities, contributed to an increase in total equity and capital strength.