DNB's capital requirements update: regulator lowers pillar 2 guidance

Finanstilsynet, Norway’s financial supervisory authority, has concluded its annual assessment of DNB's risk and capital needs (SREP), with new requirements taking effect from December 31, 2025. The regulator has maintained DNB's existing Pillar 2 requirement at 1.7% of the calculation basis at the group level.

Crucially, Finanstilsynet has decided to reduce the expectation for DNB's capital requirement margin (Pillar 2 Guidance). This margin has been lowered from a minimum of 1.25% to a minimum of 1.00% of the calculation basis. This guidance is supplementary to the Pillar 1 minimum requirement and the combined buffer requirement.