Valle Sparebank reports strong Q3 results with increased profits

Valle Sparebank reported a robust third quarter for 2025, with a pre-tax profit of NOK 30.26 million, up from NOK 28.84 million in the same period last year. Total assets increased to NOK 2,452.599 million, compared to NOK 2,335.118 million in Q3 2024. The bank's loan portfolio grew to NOK 2,925 million, a 5.3% increase over the past year.

Customer deposits reached NOK 1,885.9 million, covering 97.5% of gross loans. The bank maintained a strong capital adequacy ratio of 26.62%, well above regulatory requirements. Net interest and credit commission income stood at NOK 44.3 million for the quarter, reflecting a slight increase from the previous year.

The positive performance is attributed to high activity, strong loan growth, and a solid net interest margin, alongside effective customer service and local market anchoring. Valle Sparebank's strategic collaborations, like with Boligmegleren, aim to further enhance growth and customer experience.