Voss Sparebank reports strong Q3 performance, operating profit hits NOK 87.5m

Voss Sparebank announced a solid operating profit of NOK 87.5 million for the third quarter of 2025, with a total profit after tax and impairment of NOK 65.3 million. Net interest and commission income reached NOK 129.0 million, slightly up from NOK 128.8 million in the previous year, while impairment costs were NOK 2.5 million. The total comprehensive income for the period was NOK 78.2 million, boosted by a NOK 12.6 million increase in the value of fixed assets.

The bank's total equity stands at NOK 1,248 million, with a robust common equity tier 1 capital ratio of 34.8%. Customer deposits grew by 8.4% over the last 12 months, reaching NOK 5,390 million, with a 10.5% increase from businesses and 7.8% from private customers. Lending also saw a rise of 5.9% in the past year, totaling NOK 5,755 million, including loans transferred to Verd Boligkreditt.

Voss Sparebank's risk-weighted exposure for credit risk was NOK 2,749.6 million. The bank also reported a cost-to-income ratio of 41.4%.