Valle Sparebank reports solid Q3 2025 earnings with profit increase

Valle Sparebank's Board of Directors approved its Q3 2025 interim report on November 13, 2025, detailing a profitable quarter. The bank reported a pre-tax profit of NOK 30.26m, an increase from NOK 28.84m in the same period last year. The total result after tax, including a positive fair value adjustment for shares, reached NOK 27.32m, up from NOK 18.69m in Q3 2024.

The bank experienced strong growth, with total lending increasing by 5.3% to NOK 2,925m compared to the previous year. Customer deposits also saw a rise of 6.3% to NOK 1,885.9m, covering 97.5% of gross loans. Capital adequacy remains strong at 26.62%, with consolidated capital adequacy at 22.87%.

Valle Sparebank continues to benefit from its strong local ties and is well-positioned for continued growth. Despite Norges Bank's interest rate cuts in June and September, the bank maintains a solid financial foundation and experienced high activity and good growth throughout 2025.