Stadsbygd Sparebank reports strong Q3 2025 financial performance

Stadsbygd Sparebank achieved a robust operating profit before tax of NOK 63.2m for the third quarter of 2025, an increase of NOK 1.1m compared to the same period last year. This translates to a total result after tax of NOK 50.8m. The bank's total lending grew by 9.5% over the past 12 months, reaching NOK 6,670.2m, while its managed assets increased by 7.1% to NOK 5,588.1m.

The bank's net interest and credit commission income rose by NOK 1.7m to NOK 93.3m, primarily due to an expanded lending portfolio. Overall, the bank's capital adequacy ratios also saw improvement, with a common equity tier 1 capital ratio of 21.9% and a total capital ratio of 26.4% as of September 30, 2025.

Stadsbygd Sparebank continues its strategic collaboration within LOKALBANK and the Frendegruppen, aiming to strengthen local competitiveness and efficient banking operations. The interim report highlights the bank's solid financial health and strategic positioning for future growth.