Rogaland Sparebank Boligkreditt posts strong Q3 2025 results

Rogaland Sparebank Boligkreditt AS, a fully owned subsidiary of Rogaland Sparebank, announced a strong performance for the third quarter of 2025. Net profit after tax rose to NOK 27.6m, up from NOK 24.7m in the same period last year, resulting in an 8.6% return on equity. The company’s total assets under management reached NOK 18.6bn by the end of Q3 2025, with loans to customers totaling NOK 17.9bn.

Net interest income rose to NOK 39.9m (NOK 34.4m in Q3 2024), driven by a strong lending portfolio despite competitive pressure. Rogaland Sparebank Boligkreditt issued bonds with a net book value of NOK 15.4bn. The overcollateralization level was 21.0% as of September 30, 2025, well above regulatory requirements.

The company's solid financial health is supported by a capital adequacy ratio of 23.0% and a common equity tier 1 ratio of 23.0%, both exceeding regulatory thresholds. The macroeconomic environment in Rogaland remains positive, with low unemployment and strong activity in export and energy-related industries.