Voss Bank sees reduced Pillar 2 and capital buffer requirements

Finanstilsynet has set new Pillar 2 requirements and a capital requirement margin for Voss Veksel- og Landmandsbank, effective from October 31, 2025. The bank's entity-specific capital requirement is now at least 1.8 percent of the consolidated calculation basis, down from the current 2.0 percent Pillar 2 requirement. This minimum must be met with at least 56.25 percent common equity tier 1 capital and at least 75 percent tier 1 capital.

Additionally, based on stress test results, Finanstilsynet recommends the bank maintain a capital requirement margin of at least 1.0 percent of the risk-weighted calculation basis in Pillar 1, a reduction from the current 1.5 percent. This margin must be met with common equity tier 1 capital.

This adjustment reflects a decrease in regulatory capital demands for the bank.