4finance S.A. reports half-year loss despite interest income rise

4finance S.A. has released its unaudited half-yearly standalone financial report for January 1 to June 30, 2025, showing a loss of €312,114.96. This result marks a shift from the profit of €30,520.42 recorded in the first half of 2024. The balance sheet total as of June 30, 2025, stood at €362,578,451.64.

The company's lending to other Group entities continues, with aggregate loan principal and accrued interest reaching €241,385,979.94 and €81,457,967.56 respectively, up from €220,066,879.66 and €77,032,038.53 at the end of 2024. Interest income for the period increased to €17,947,280.73 from €17,981,626.46 in the prior year, primarily driven by affiliated undertakings.

4finance S.A. is financed mainly through bonds, with €175m of 10.75% bonds maturing in October 2026 and €135m of 11.25% bonds maturing in May 2028. The company held €38m of its 2026 bonds and €4.3m of its 2028 bonds in treasury as of June 30, 2025.