Pareto Bank Q2 profit rises 13% to NOK 201m

Pareto Bank reported Q2 2025 after-tax profit of NOK 200.7 million, up from NOK 178.2 million a year earlier, delivering a 15.1% return on equity.

Net interest income increased NOK 16.0 million to NOK 319.0 million with a stable 4.6% margin. Loan impairments fell to NOK 17.1 million from NOK 26.0 million previously, despite higher individual impairments on residential property development.

The cost-to-income ratio improved to 18.3%. Lending volume dropped 1% quarter-over-quarter due to redemptions and weaker credit demand.