ANZ Group reports full-year profit drop on higher expenses, impairment

ANZ Group Holdings Limited reported a 10% decrease in statutory profit attributable to shareholders, settling at A$5,891 million for the full year ended 30 September 2025, compared to A$6,535 million in the prior year. Cash profit also fell by 14% to A$5,787 million, from A$6,725 million previously. Operating income, however, increased by 8% to A$22,186 million.

The decline in profitability was primarily driven by a 21% surge in operating expenses to A$13,023 million, alongside a 9% rise in total credit impairment charge to A$441 million. Basic earnings per ordinary share decreased by 9% to A$198.2 cents. The proposed final dividend remains steady at A$83 cents per share, with a 70% franked amount, maintaining a total ordinary share dividend of A$166 cents for the full year.

The company's Dividend Reinvestment Plan (DRP) and Bonus Option Plan (BOP) will be active for the 2025 final dividend, with new shares issued at a 1.5% discount. Significant items affecting the September 2025 half included a A$285 million pre-tax charge for PT Panin impairment, A$585 million for staff redundancies, and A$271 million for an ASIC settlement.