Indian Bank lowers repo benchmark rate after RBI policy cut

Indian Bank has announced a revision in its repo benchmark rate, effective from December 6, 2025, until the next review. The change comes in response to a 25 basis point decrease in the policy repo rate by the Reserve Bank of India's (RBI) Monetary Policy Committee (MPC). This adjustment is in accordance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

The policy repo rate, a key benchmark for the bank, has been revised from 5.50% to 5.25%. Consequently, the repo linked benchmark lending rate (RBLR) has also been adjusted downwards, moving from an existing rate of 8.20% to a revised rate of 7.95%. These revisions are detailed in a communication dated December 5, 2025.

Other benchmark rates communicated previously remain unchanged. The announcement, signed by Dina Nath Kumar, agm & company secretary, serves to inform stakeholders of the updated rates for record and dissemination.