Bank of Baroda lowers repo-based lending rate

Bank of Baroda has revised its Baroda Repo Based Lending Rate (BRLLR) with effect from December 6, 2025. The announcement details a reduction in the repo rate component of the BRLLR.

Effective December 6, 2025, the repo rate will decrease to 5.25% from its previous rate of 5.50% as of June 7, 2025, representing a change of (-) 25 basis points (bps). The mark up component remains unchanged at 2.65%. Consequently, the effective BRLLR will be reduced to 7.90% from 8.15%, also reflecting a (-) 25 bps change.

This revision in the BRLLR is expected to influence lending rates for customers linked to this benchmark. The communication was issued by S. Balakumar, company secretary, from Baroda Corporate Centre in Mumbai.