Indian Bank revises MCLR and TBLR rates effective December 3, 2025

Indian Bank has revised its Marginal Cost of Funds based Lending Rate (MCLR) and Treasury Bills Linked Lending Rates (TBLR), effective December 3, 2025, as per SEBI regulations. The overnight MCLR remains at 7.95%, with 1-month at 8.25%, 3-months at 8.45%, and 6-months at 8.70%. The 1-year MCLR has been revised to 8.80% from the existing 8.85%.

For TBLR, the rate for <= 3 months has been revised to 5.40% from 5.45%. Rates for >3 months & <=6 months, >6 months & <=1 year, and >1 year & <= 3 years remain unchanged at 5.55%.

Other benchmark rates, including the Base Rate at 9.60%, Benchmark Prime Lending Rate (BPLR) at 13.85%, Policy Repo Rate at 5.50%, and Repo Linked Benchmark Lending Rates (RBLR) at 8.20%, will remain unchanged. This revision reflects the bank's assessment of market conditions.