Bandhan Bank to sell non-performing assets through bidding process

Bandhan Bank's board of directors, meeting on Thursday, November 27, 2025, approved the sale of identified non-performing assets (NPA) and written-off portfolios. This initiative will proceed through a bidding process involving asset reconstruction companies (ARC) or permitted transferees. The affected loan portfolios are linked to the Emerging Entrepreneurs Business (EEB) and Aspiring Business Group (ABG), encompassing group loans, small business, and agri loans.

The bank plans to conduct bidding via the Swiss Challenge method for NPA portfolios, specifically those more than 180 days past due. The principal outstanding amount for these NPAs stood at Rs. 3,212.17 Crore as of September 30, 2025.

Additionally, Bandhan Bank will pursue an auction route for its written-off loan portfolio. This portfolio had a principal outstanding of Rs. 3,719.14 Crore as of September 30, 2025.