Fusion Finance focuses on Bihar, India's largest MFI market

Fusion Finance Limited announced its continued focus on Bihar, a key microfinance market, driven by expanding rural opportunities and strong demand for small-ticket credit. As of September 30, 2025, Fusion Finance's portfolio in Bihar reached ₹1,314 crore, including ₹1,180 crore in microfinance and ₹133 crore in MSME lending. The company serves approximately 4.52 lakh active loan accounts through 216 branches in the state.

The company reported strong repayment dynamics in Bihar, with collection efficiency of 98.81% in Q2 FY26 and 98.54% in Q1 FY26. Across India, Fusion Finance's total asset under management (AUM) stood at ₹7,038 crore, serving over 25 lakh customers as of the same date. Managing director & ceo, Sanjay Garyali, highlighted the company's commitment to sustainable growth through enhanced credit guardrails and deepening its presence in high-potential regions.

Fusion Finance has strengthened its institutional framework through improved underwriting, branch-level monitoring, and wider digital adoption, leading to faster processing, cashless disbursements, and increased operational efficiency. The company aims to continue supporting Bihar's evolving credit landscape, reinforcing its mission of financial inclusion for underserved women and small businesses.