Paisalo Digital posts strong Q2 FY'26 growth, AUM jumps 20%

Paisalo Digital Limited reported a record total income of INR 2,240 million for Q2 FY'26, a 20% year-on-year increase, with profit after tax reaching INR 515 million. The company's Assets Under Management (AUM) grew by 20% year-on-year to INR 54,494 million, supported by a 41% increase in quarterly disbursements to INR 11,025 million. Net Interest Income (NII) also saw a 15% rise year-on-year, totaling INR 1,262 million.

For the first half of FY'26, disbursements increased by 30% year-on-year to INR 18,606 million, and total income rose 19% to INR 4,427 million. The company maintained strong asset quality with Gross NPA at 0.81% and Net NPA at 0.65%, alongside a collection efficiency of 98.4%. Capital adequacy (CAR) stood at a robust 38.2%, with a debt-to-equity ratio of 2.24x.

Paisalo expanded its physical distribution network with 383 new touchpoints in Q2 FY'26, bringing its presence to 402 branches, 2,585 distribution points, and 1,393 business correspondent points. The company also bolstered its capital structure with an additional USD 4 million conversion in September 2025.