Bajaj Finance secures funding, reports strong half-year results

Bajaj Finance Limited has announced the allotment of 183,500 Secured Redeemable Non-Convertible Debentures (NCDs) on a private placement basis, aggregating to ₹1,859.30 crore. These NCDs, with a face value of ₹1 Lakh each and an interest rate of 7.37% p.a., were allotted on November 12, 2025, with maturity scheduled for September 27, 2030. The debentures are proposed to be listed on the Wholesale Debt Market Segment of BSE Limited.

The company also reported a strong financial performance for the half-year ended September 30, 2025, with consolidated profit after tax increasing by 23% to ₹9,713 crore. Assets under management (AUM) grew by 24% to ₹462,261 crore, while new loans booked increased by 24% to 25.66 MM. Net interest income for H1 FY26 rose by 22% to ₹21,012 crore.

Bajaj Finance highlighted its strategic transformation into a "FINAI Company," aiming to be the pre-eminent choice for 200 million customers by FY29. Its subsidiaries, Bajaj Housing Finance Limited and Bajaj Financial Securities Limited, also reported strong growth, with BHFL’s AUM increasing by 24% to ₹126,749 crore and BFinsec’s assets under finance growing by 40% to ₹7,957 crore.