TFCI reports strong H1FY26 financials with profit up 17%

Tourism Finance Corporation of India Ltd. (TFCI) achieved significant financial growth in H1FY26, with profit after tax reaching INR 59.62 Cr, marking a 17% increase compared to H1FY25 (INR 50.98 Cr). Total income rose to INR 132.30 Cr from INR 126.47 Cr in H1FY25, while profit before tax stood at INR 74.72 Cr, up from INR 64.18 Cr. The company's earning per share also improved to INR 1.29 in H1FY26 from INR 1.10 in H1FY25.

The company's Gross AUM (Gross Loan & Project Related NCDs) increased by 23% to INR 1,905.91 Cr as of Sep-25, compared to INR 1,546.56 Cr in Sep-24. Gross Loans also saw a 20% rise to INR 1,853.14 Cr. Asset quality improved significantly, with Gross NPLs decreasing to 0.22% from 2.82% in Sep-24, and Net NPLs standing at 0%. TFCI maintained a strong capital adequacy, with Total CRAR at 56.60% and Tier 1 CRAR at 55.34% as of Sep-25.

TFCI maintains a dominant position in hotel financing with over 36 years of experience, complemented by diversified lending across real estate, manufacturing, social infrastructure, logistics, and NBFC/ARC sectors. The company is exploring inorganic growth opportunities and co-sponsoring an Alternative Investment Fund (Category II) focused on hospitality and real estate.