Aadhar Housing Finance fined for PF non-compliance, reports strong Q2 FY26 earnings

Aadhar Housing Finance Limited (AHFL) announced a penalty of INR 1,478,996 from the Employee Provident Fund Authority for non-compliance with Section 14B of the Employees Provident Fund and Miscellaneous Provisions Act, 1952. The penalty, noted on November 10, 2025, was due to delayed Provident Fund contributions caused by technical issues related to incomplete Aadhaar seeding and mismatches in employee Aadhaar details with their Universal Account Numbers (UANs). The company stated there is no material financial or operational impact beyond the payable damages.

Separately, AHFL reported robust financial results for Q2 FY26. Assets Under Management (AUM) grew 21% year-on-year to INR 27,554 crores as of September 30, 2025. Disbursements also increased by 16% year-on-year, reaching INR 4,089 crores. The company's profit after tax (PAT) for H1 FY26 grew 18% to INR 504 crores, compared to INR 428 crores in H1 FY25, and Q2 FY26 PAT was INR 266 crores, up 17% from Q2 FY25.

The company's asset quality remains stable, with gross NPAs at 1.42% and collection efficiency above 99%. AHFL continues to expand its presence, adding 20 new branches in the quarter, bringing the total to 611 branches across 22 states and 549 districts, serving over 3.15 lakh customers. These updates were shared during the Q2 FY26 Earnings Conference Call on November 07, 2025.