Paisalo Digital reports robust Q2FY26 growth, strengthened equity

Paisalo Digital Limited achieved a record assets under management (AUM) of ₹54,494 mn in Q2FY26, representing a 20% year-over-year increase, with disbursements totaling ₹11,025 mn, up 41% year-over-year. The company's customer franchise expanded to approximately 13 mn, adding 1.8 mn new customers during the quarter. Total income reached ₹2,240 mn in Q2, marking a 20% year-over-year increase, while Net Interest Income grew by 15% year-over-year to ₹1,262 mn. Profit after tax (PAT) stood at ₹515 mn.

Asset quality remained well-controlled with GNPA at 0.81% and NNPA at 0.65% in Q2FY26. The company also strengthened its equity base through the conversion of $4 mn from its $50 mn maiden FCCB issuance into share capital in September 2025, increasing paid-up equity capital from ₹90.21 cr to ₹90.95 cr. Promoters further increased their stake to 41.2%.

Paisalo Digital continues its geographic expansion, adding 383 new touchpoints to reach a total of 4,380 across 22 states. The capital structure has been enhanced to support accelerated growth and sustained profitability, with a CAR of 38.2%. The company’s strategic co-lending partnerships with five banks, including SBI and Bank of Baroda, underline its asset-light growth model.