Home First Finance reports strong Q2 FY26 earnings with profit up 43%

Home First Finance Company India Limited announced strong financial results for the quarter ended September 30, 2025, with profit after tax increasing by 43% year-on-year to INR 132 crores. The company's assets under management (AUM) grew 26.3% year-on-year to INR 14,178 crores, supported by a healthy disbursement of INR 1,289 crores. The net interest margin for Q2 FY26 was 5.4%, up from 5.2% in the previous quarter, driven by proactive management in reducing borrowing costs by 30 basis points to 8.1%.

During the quarter, Home First Finance expanded its distribution footprint, adding five new branches, primarily in Maharashtra, Andhra Pradesh, and Gujarat, bringing the total to 163 branches. The company also highlighted its strong digital adoption, with 83% of approvals via the account aggregator framework and 96% of customers registered on its mobile app. Asset quality metrics remained healthy with Gross Stage 3 at 1.9%, despite some regional delinquencies in Coimbatore-Tirupur.

Home First Finance officials interacted with investors and analysts during a branch visit on November 8, 2025, following the earnings conference call on November 4, 2025. All relevant investor information, including the investor presentation, was uploaded to its website and intimated to the stock exchanges.