LIC Update: Strong half-year, profit up 16%

Life Insurance Corporation of India (LIC) reported a 16.36% increase in profit after tax (PAT) to INR 21,040 crore for the half-year ended September 30, 2025, up from INR 18,082 crore in the previous year. Total premium income grew by 5.14% to INR 2,45,680 crore, with assets under management (AUM) rising 3.31% to INR 57.23 lakh crore. The solvency ratio improved to 2.13 from 1.98, and the overall expense ratio decreased by 146 bps to 11.28%.

The board also approved amendments to LIC's Code of Fair Disclosure, Policy for Determination of Legitimate Purposes, Code of Conduct for Prevention of Insider Trading, and Policy on Leakage of UPSI. These policies are available on LIC’s website. Additionally, LIC highlighted an increase in individual business non par APE by 30.47% to INR 6,234 crore, with its share within individual business reaching 36.31%.

LIC will host a conference call for analysts and investors on November 12, 2025, to discuss these results. The company emphasized its focus on digital transformation, enhancing non-par product share, strengthening distribution channels, and maximizing investment yield.