Cholamandalam Investment reports strong Q2 FY26 performance

Cholamandalam Investment and Finance Company Limited (CIFCL) announced strong financial results for the quarter and half-year ended September 30, 2025. Profit after tax (PAT) increased 20% year-over-year to INR 1,155 Cr for Q2 FY26 and INR 2,291 Cr for H1 FY26. The company’s assets under management (AUM) grew 21% year-over-year to INR 2,14,906 Cr as of September 30, 2025, reflecting broad-based growth across its business segments.

Disbursements for Q2 FY26 reached INR 24,442 Cr, a 1% increase from Q2 FY25, while H1 FY26 disbursements totaled INR 48,767 Cr, remaining flat year-over-year. Asset quality indicators showed Stage 3 levels at 3.35% of gross assets as of September 25, 2025. The capital adequacy ratio (CAR) stood at 20.00%, with Tier-I capital at 14.59%, significantly exceeding regulatory requirements.

The Board of Directors approved these audited standalone and consolidated financial results on November 6, 2025. The company also confirmed full utilization of Non-Convertible Debenture proceeds, demonstrating no deviation in purpose.